HARMONIAL PRIVACY POLICY
Last Updated: Dec 16, 2025
Harmonial respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information.
By using Harmonial, you agree to this Privacy Policy.
1. Information We Collect
A. Information You Provide
- Name
- Email address
- Phone number
- Business information
- Property information
- Financial information
- Loan application details
- Documents you upload
- Communications with us
B. Information Collected Automatically
- IP address
- Browser/device identifiers
- Usage data
- Cookies and tracking pixels
- Referrer URL
C. Information From Third Parties
- Lenders involved in evaluating your application
- Service providers (identity verification, analytics, hosting)
2. How We Use Your Information
We use your data to:
- Match you with participating lenders
- Transmit application details to lenders
- Communicate with you regarding your application
- Improve platform performance
- Comply with legal obligations
- Prevent fraud and abuse
We do not sell your personal information.
3. How We Share Information
We share information with:
- Lenders for the purpose of evaluating and underwriting your application
- Service providers (hosting, analytics, communication tools)
- Affiliates (if applicable)
- Regulators or law enforcement when required
We do not control lender privacy practices. You should review their privacy policies when interacting with them.
4. How We Protect Information
We use:
- Encryption in transit and at rest
- Access controls
- Industry-standard security protocols
But no system is 100% secure.
You acknowledge that data transmission involves inherent risks.
5. Data Retention
We retain data as long as necessary to:
- Provide Services
- Respond to inquiries
- Maintain business and audit records
- Comply with legal obligations
You may request deletion of your data; we will comply unless retention is legally required.
6. Your Rights
You may:
- Request access to your data
- Request corrections
- Request deletion
- Opt out of marketing communications
- Request a list of categories of personal information collected
For requests, contact: deals@harmonial.ai
7. Cookies
We use cookies for:
- Login and authentication
- Analytics
- Platform functionality
You may disable cookies, but portions of the site may not function properly.
8. Children's Privacy
Harmonial is not intended for individuals under age 18.
9. Changes to This Policy
We may update this Privacy Policy at any time. Continued use constitutes acceptance of changes.