Disclosure and Consent

By using Harmonial, you acknowledge and agree:

• •Harmonial is not a lender. We do not make credit decisions or guarantee approval.
• •Information you provide may be shared with participating lenders for loan evaluation.
• •Submitting an application does not guarantee loan approval, funding, pricing, or availability.
• •You certify that all information is accurate to the best of your knowledge.
• •You consent to receive calls, texts, and emails from Harmonial and participating lenders regarding your loan request.
• •You understand that lenders may require additional documentation and may verify information you provide.
• •You agree that Harmonial may store and process your information as described in the Privacy Policy.
• •You agree to Harmonial's Terms of Service.
• •You acknowledge that loan terms are determined solely by lenders and may change at any time.
• •You authorize Harmonial to transmit your application and documents electronically to participating lenders.